
Meet the minds that move us.
We believe that our people are our greatest asset, and we're proud to introduce you to the heart of Amber Fintech.
The faces
behind the Company
Our success comes from a passionate team with diverse skills and perspectives.
Each member plays a vital role in delivering exceptional service and innovative solutions.


Compliance & Legal
Our Compliance & Legal team ensures legal integrity and regulatory compliance, staying updated on evolving regulations to uphold client and partner trust.

Client XP & Solutions
At CXS, we deliver exceptional client care through comprehensive sales and marketing, offering co-branded solutions and card issuance for a seamless client experience.

Cyber Security & Tech
We prioritise client information security with advanced cybersecurity measures, continuously monitoring and upgrading systems to safeguard data integrity.

Finance & Risk
At Amber Fintech, we prioritise financial stability and compliance through sound management and rigorous risk assessment practices.
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CHIEF EXECUTIVE OFFICER
Pieter graduated Cum Laude with a B.Eng (Chem) from the University of Pretoria in 1985. He began his career supplying computer hardware to corporations, serving clients like UNISA and the SABS. Over 35 years, Pieter founded multiple businesses and gained extensive expertise in Payment Processing in South Africa. For 25 years, he has held leadership roles, including Chairman and Director, in companies within the Banking and Payment Processing industries, contributing to IT system development. Currently, Pieter serves as Chairman of the Board of the Group and CEO of Amber Financial Technologies.
Pieter Botha

CHIEF INFORMATION OFFICER

Danie, a Pretoria native, began his career with military service before transitioning to a role in government. Recognising his passion for technology, he ventured into the IT industry, where he has since accumulated 22 years of extensive experience. His expertise plays a vital role in ensuring the continuity and stability of our systems, while also driving enhancements to improve the experience for both clients and business partners.
Danie holds a Diploma in Business Analysis, which he completed with merit. Beyond his dedication to IT security and infrastructure, he enjoys cycling and spending time with his three huskies. He lives by the values of loyalty, integrity, honesty, and perseverance, which are evident in both his professional and personal life.
Danie Moller
















CHIEF EXPERIENCE OFFICER
Karen is the Chief Experience Officer at Amber Fintech, with expertise in Client Services, Marketing, Digital Design, UX, Product Development and Employee Wellness. A qualified Public Relations Officer, she is dedicated to delivering exceptional client experiences and driving innovation. She oversees the Client Care, Sales and Marketing divisions, serves on the HR Committee, and manages the Social Committee to promote employee wellness and engagement. Her leadership reflects a commitment to building meaningful connections, enhancing organisational success, and fostering a positive workplace culture that supports both employees and clients.

Karen Prinsloo
















CHIEF FINANCE AND RISK OFFICER
Anena Surene de Waal is a dedicated financial professional with over 25 years of experience in bookkeeping, accounting, and risk management. She holds a Higher Certificate in Economic Sciences and a Higher Certificate in Banking from UNISA, as well as a Bookkeeping Diploma from Damelin Management School. She has also completed the RE1 Regulatory Examination for FSPs and Key Individuals.
As Chief Financial and Risk Officer at Amber Financial Technologies (Pty) Ltd, Anena oversees financial reporting, audits, and risk assessment. Known for her problem-solving skills and attention to detail, she excels in streamlining processes and ensuring financial integrity. Her commitment to excellence makes her a trusted leader in the financial sector.

Anena de Waal












CHIEF LEGAL AND COMPLIANCE OFFICER
Hermann is Head of the Compliance and Legal Services Department at Amber Fintech, with over 35 years of experience as legal advisor and compliance practitioner. He was previously Assistant General Counsel of the South African Reserve Bank, and Senior Counsel at the International Monetary Fund in Washington, DC. Admitted as an Advocate of the High Court of South Africa in 1981, Hermann began his career as a State Prosecutor and later served in senior roles at the Standard Bank Group, the South African Bank of Athens and its juristic successors. He has also been Adjunct Professor in Banking Law at Case Western Reserve University, Cleveland OH, and a consultant for the World Bank and IMF on anti-money laundering and banking legislation reform.

Hermann Krull









