Transforming challenges
into opportunities
with Banking and Payments as a Service
In today’s fast-changing financial landscape, growth often meets roadblocks. At Amber Fintech, we transform these challenges into opportunities. Our Banking and Payments-as-a-Service solutions streamline operations, improve efficiency, boost engagement, and open new revenue streams to help you thrive.
.png)
How you can benefit
from our suite of capabilities
Security
and Data
Card Issuance
and Management
We offer comprehensive card solutions tailored for global needs. Our services include physical cards certified by Mastercard, catering to banks, corporates, and retailers. Additionally, we provide interbank connectivity, dispute resolution, settlement services and merchant management.
Card Issuance​
​
Co-branded cards that align with your brand, providing financial flexibility while enhancing customer loyalty.
​
Primary and Secondary Cards.
​
Disbursement Cards (Closed Loop)
Gift Cards
Store Cards
Client Awards / Loyalty Cards​
.png)
Card Management​
Reports on accounts issued and outstanding FICA documentation. ​
Amber Issuing, a card issuing portal that provides you with the ability to deliver direct, fast support to your clients.
​
Directly upload FICA documents for your client on our portly to our Compliance Team.
​
Some of these services on Amber Issuing Portal include:
Statements
Balance Enquiry
Stop Card Services Card Replacement and much more
Banking
Services
We simplify banking by offering integrated services that include:
Core banking solutions with real time processing.
​
Account management for both individuals and businesses.
​
Digital onboarding and KYC processes to make account opening quick and compliant.
Financial inclusion features to reach underserved markets.
Payments
and Collections
We power secure and scalable payment processing for businesses and institutions, ensuring that funds move quickly and securely:
Real-Time Clearing (RTC) and traditional EFT services.
​
Automated payment collection (debit orders and batch payments).
​
Payment reconciliation tools to ensure accuracy and transparency.
Financial inclusion features to reach underserved markets.
​
Local and International ATM and POS Transactions.
​
SWIFT Payments
​
​
Compliance
and Reporting
.png)
We understand the importance of regulatory compliance and data security. Our services are designed to protect businesses and clients alike:
Governance and Reporting​
​
PCI DSS Certified
​
FSP Registered
​
Monthly Reconciliation and reporting to Access Bank
​
BOP Card Reporting
​
Compliance with local and international financial regulations
​
Anti-money laundering (AML) solutions
Client Experience
and Training
At Amber Fintech, we prioritise delivering exceptional client experiences and empowering our partners with the knowledge they need to succeed. Our client-centric approach ensures seamless interactions and comprehensive training tailored to your needs:
Client Experience​
​
Dedicated support teams to address queries and resolve issues promptly.
​
Proactive relationship management to ensure ongoing satisfaction and success.
​
Customisable solutions designed to align with your business objectives.
Training and Development
​
Comprehensive onboarding programs for new clients and partners.
​
In-depth training on our platforms, systems, and processes.
​
Regular workshops and knowledge-sharing sessions to keep clients updated on the latest technologies and industry trends.
Mobile APP Solution
.png)

dotVault is Amber Fintech’s innovative mobile banking app, designed to simplify your financial life and offer secure, seamless access to your accounts and services.
APP Features​
​
Secure and Reliable
​
All-One-Banking
​
Seamless Onboarding
​​
Medical Products Access
​
Customer Support
​
Mobile USSD Solution
Our USSD solution offers your clients a cost-effective and convenient way to manage their finances without needing internet access. By implementing reverse billing, this service becomes free for the cardholder, ensuring a seamless experience for all users.
.png)
Key Features
​
View Account Balances: Instantly check their available funds.
​
Access Mini Statements: Review recent transactions on the go.
​
Make Beneficiary Payments: Pay saved beneficiaries with ease.
​​
Purchase Airtime and Electricity: Stay connected and powered up effortlessly
​
Transfers: Initiate internal and external money transfers securely.
​